She is also vastly experienced in state and federal litigation in the areas of mortgage foreclosure, and collection of money. Her areas of practice include highly regulated areas with complex regulations and compliance requirements, such as mortgage foreclosures, banking, evictions, property tax matters, REO disposition, real estate and mortgage closings. Miled also handles matters pertaining to Real Estate Settlement Procedures Act, Fair Debt Collection Practices, contract review, consumer protection laws, BSA and anti-money laundering, securities and expertise handling government backed loans, and government sponsored enterprises such as HUD, VA, Fannie Mae, and Freddie Mac.

Prior to joining the firm, Miled was a Foreclosure Attorney for a firm in which she represented banks, loan servicers, private investors and creditors taking legal actions against clients with delinquent payments, correcting title issues and title policy claims. She also served as Notary for real estate closings, deed-in-lieu, mortgage modifications, partial claims, among others.

Miled is known for being insightful, attentive to details, and providing cost-effective and comprehensive legal advice. She crafts innovative legal solutions that align with clients’ strategic objectives as well as regulatory requirements. Miled takes pride in being percipient of the needs of the clients, pursuing meaningful business relationships and providing excellent services that go beyond presenting legal solutions, thus assisting in serving the clients’ endeavors and helping them succeed.

REPRESENTATIVE EXPERIENCE

• Performed due diligence, negotiation and draft of documentation with municipalities and private parties in the acquisition of commercial real estate such as pharmaceutical plants and commercial buildings.
• Represented international financial and banking entities before regulators in connection with consent orders, subpoenas, examinations, cease and desist orders, and liquidation proceedings.
• Performed due diligence, title clearing, lien release, and negotiation of HOA dues in real estate transactions.
• Represented creditors in foreclosure services that ranged from proper examination of demand letters, commencement of judicial foreclosures, serving as liaison regarding loss mitigation processes, seeking judgment, appearing in mediations, coordinating judicial sales and finalizing the eviction process.
• Preparation and execution of notarial deeds in relation to real estate transactions, such as purchase and sale, mortgages, partial claims, mortgage modifications, among others.
• Assisted in the litigation of a purported class action suit against various creditors in the United States and Puerto Rico, filed in the U.S. District Court for the District of Puerto Rico and subsequent Appeal in the Court of Appeals, First Circuit.
• Represented the Federal Deposit Insurance Corporation (FDIC) as Receiver of a failed banking institution in foreclosure actions. Assisted with the title issues that arose from the Receivership, as well as litigations regarding litigious credit redemptions, among others.

EDUCATION

• Universidad Ana G. Mendez, Master in Business Administration specialized in Taxation (in progress).
• ACAMS – Certified Anti-Money Laundering Specialist
• Interamerican University of Puerto Rico, School of Law, J.D.
• University of Puerto Rico, Mayaguez Campus – B.B.A in Human Resources Management.

BAR ADMISSION

• Puerto Rico State Bar.
• United States District Court for the District of Puerto Rico.
• Notary Public.